{"id":27293,"date":"2026-04-08T16:36:08","date_gmt":"2026-04-08T22:36:08","guid":{"rendered":"https:\/\/basham.com.mx\/?p=27293"},"modified":"2026-04-08T16:46:19","modified_gmt":"2026-04-08T22:46:19","slug":"relevant-updates-on-anti-money-laundering-and-account-blocking-powers-in-mexico","status":"publish","type":"post","link":"https:\/\/basham.com.mx\/en\/relevant-updates-on-anti-money-laundering-and-account-blocking-powers-in-mexico\/","title":{"rendered":"Relevant updates on anti-money laundering and account blocking powers in Mexico"},"content":{"rendered":"<p class=\"has-text-align-right wp-block-paragraph\">April 8, 2026<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/basham.com.mx\/wp-content\/uploads\/2026\/04\/Notibasham-y-Brevo-5.png\" alt=\"\" class=\"wp-image-27294\" srcset=\"https:\/\/basham.com.mx\/wp-content\/uploads\/2026\/04\/Notibasham-y-Brevo-5.png 1920w, https:\/\/basham.com.mx\/wp-content\/uploads\/2026\/04\/Notibasham-y-Brevo-5-300x169.png 300w, https:\/\/basham.com.mx\/wp-content\/uploads\/2026\/04\/Notibasham-y-Brevo-5-768x432.png 768w, https:\/\/basham.com.mx\/wp-content\/uploads\/2026\/04\/Notibasham-y-Brevo-5-1024x576.png 1024w, https:\/\/basham.com.mx\/wp-content\/uploads\/2026\/04\/Notibasham-y-Brevo-5-1536x864.png 1536w, https:\/\/basham.com.mx\/wp-content\/uploads\/2026\/04\/Notibasham-y-Brevo-5-18x10.png 18w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">In recent days, two highly relevant developments have occurred in Mexico&#8217;s anti-money laundering and counter-terrorist financing system.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On the one hand, the Supreme Court (<em>Suprema Corte de Justicia de la Naci\u00f3n<\/em>) solved the Action of Unconstitutionality 58\/2022, as well as various related amparo proceedings, confirming the constitutionality of the account-blocking scheme provided for in the Law of Credit Institutions (<em>Ley de Instituciones de Cr\u00e9dito<\/em>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Court determined that the authority of the Intelligence Financial Unit (<em>Unidad de Inteligencia Financiera<\/em>) (the AML Agency) to include individuals in the blocked persons list and to order the freezing of accounts:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(i) constitutes a precautionary measure of an administrative nature,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(ii) does not have a punitive or criminal nature,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(iii) may be exercised based on sufficient indicia, and<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(iv) must respect the guarantees of hearing, defense, and access to means of challenge.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On the other hand, on March 27, 2026, the decree amending the Regulations of the applicable Law was published, and it entered into force on March 28.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Among the most relevant aspects of the Regulations are the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The incorporation of a specific regime for Politically Exposed Persons (PEPs) (<em>Personas Pol\u00edticamente Expuestas<\/em>), including mechanisms for the integration and consultation of lists<\/li>\n\n\n\n<li>The strengthening of the supervisory and sanctioning powers of the tax agency, as well as new powers granted to the Intelligence Financial Unit<\/li>\n\n\n\n<li>New rules on the aggregation of transactions and the obligation to file 24-hour reports, even in cases of attempted transactions<\/li>\n\n\n\n<li>The incorporation of internal or external audit obligations and documentation for remediation<\/li>\n\n\n\n<li>The possibility for the authority to substantiate its resolutions based on information from official databases<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is important to note that the issuance of general rules, which must complete the implementation of the new regulatory framework, is still pending.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Taken together, these developments reflect a consolidation of the new preventive approach of the Mexican AML\/CFT system, strengthening the supervisory and response tools of the authorities, while also clarifying the scope of due process in the administrative sphere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our team remains at your disposal to analyze the impact of these changes on your operations and to support the implementation of compliance measures.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Sincerely,<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Diana Rangel Le\u00f3n<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">drangel@basham.com.mx<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Daniela Pineda Robles<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">dpineda@basham.com.mx<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Maria Regina Sotelo Ocejo<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">rsotelo@basham.com.mx<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Ricardo Antonio Tagle Past\u00e9n<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">rtagle@basham.com.mx<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>April 8, 2026 In recent days, two highly relevant developments have occurred in Mexico&#8217;s anti-money laundering and counter-terrorist financing system. On the one hand, the Supreme Court (Suprema Corte de Justicia de la Naci\u00f3n) solved the Action of Unconstitutionality 58\/2022, as well as various related amparo proceedings, confirming the constitutionality of the account-blocking scheme provided [&hellip;]<\/p>","protected":false},"author":20,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-27293","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/posts\/27293","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/comments?post=27293"}],"version-history":[{"count":3,"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/posts\/27293\/revisions"}],"predecessor-version":[{"id":27297,"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/posts\/27293\/revisions\/27297"}],"wp:attachment":[{"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/media?parent=27293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/categories?post=27293"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/basham.com.mx\/en\/wp-json\/wp\/v2\/tags?post=27293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}